My Need

My Need

Financial stability and a sense of security are two of the cornerstones of your employees’ quality of life. You provide them with a personalized analysis of their needs and the protection, development and optimization of their family assets.

My Need in a few words

SALARY OPTIMIZATION

Offer them more while spending less

The balance between professional and private life is a pillar of the efficiency and comfort of each of your employees. What if you could offer them more while spending less than a regular salary ?  

With My Need, your employees benefit from a human and digital service to analyze and optimize their financial needs and wealth. The goal ? Maximize their financial stability and remove the thorn in their side that causes stress and uncertainty. 

THE DIGITAL : My Need allows your employees to make a specific request digitally for insurance, investment, credit or simply a global analysis of their family financial situation. 

AT THE SERVICE OF THE HUMAN : thanks to VIREO and its European partners, your employees are entitled to an independent financial advisor and global access to insurance, investment and credit products in the Grand Duchy of Luxembourg and 15 other European countries. Approved by the Luxembourg State, these advisors have a single objective : to start from the needs of your employee and not from a product. They facilitate, optimize and educate the financial life of your employees.

In addition to My Tax and the income you bring to your employee, My Need is our personalized optimization service that reaches 100% of your employees.

Simplify their lives and increase their

Increase the financial stability of your employees
Financial stability
Bring a sense of trust and protection to your employees
Trust and protection
Maximize the income of your talents
Family income

The certainty of a stable and optimized financial situation

A neutral analysis service

My Need aims to find the solution that meets the needs of your employees.

The most profitable benefit for your employees

Your employees feel protected and have an annual return on investment by avoiding certain costs or by seizing the best market opportunities.

Independent advisors

The objective of VIREO's partner advisors is to find the solution that meets your employee's needs.

My Need in 4 features

Your employees have the opportunity to apply online if they want a new insurance. 

They can also benefit from a neutral and global analysis of their family financial situation by independent advisors approved by the Luxembourg State.

Each of them has global access to insurance products in Luxembourg and 15 other European countries.

Your employees have the option to apply online if they want a new credit or if they decide to consolidate or renegotiate their current credits.

They benefit from the most advantageous rates and other conditions among all institutions offering credit in Luxembourg.

Your employees have the opportunity to apply online if they want to develop their wealth and optimize their financial situation.

They can also benefit from a neutral and global analysis of their family financial situation by independent advisors approved by the Luxembourg State. The aim of this analysis is to find the solutions best suited to their needs, in Luxembourg and in 15 other European countries.

Thanks to VIREO, one of the largest European brokers specialising in personal advice is represented in the Grand Duchy of Luxembourg. That’s why each of your employees has access to an independent wealth advisor to optimize their family financial situation. 

This advisor can travel to their home outside of working hours or receive them at his office.

Your employees thus benefit from global access to insurance, investment and credit products in Luxembourg as well as in 15 other European countries including Germany, France and Belgium.

Your added value

My Need is an advantage that provides regular assistance in the family financial life of your employees. Like My Tax, it perfectly complements the annual income you bring to them. 

A neutral and profitable loyalty tool

Our VIREO benefits meet the basic needs of your employees. My Need is one of its pillars.

A strong argument for your attractiveness

A premium service that all your recruits will need. A source of financial stability and comfort that cannot be ignored.

A service that will soon become essential

Your employees each have unique financial needs. Once My Need is used, they will never part with it.